Cover Sudden Expenses with an Online Payday Loan

Financial challenges can strike anyone at any time, and everyone will tackle these issues in a different way. For many, it is easy to dip into a savings account or rainy day fund to pay for emergency costs, but for the others, the task is much more difficult. Millions of Americans live from paycheck to paycheck and don’t have extra cash on hand to deal with sudden expenses. There are a number of ways for these individuals to obtain the money they need to cover their expenses.  An online payday loan can help to cover sudden expenses.

When the global recession struck in 2007, credit slowed. Gone were the days of easily attainable credit for all, replaced by banks and credit unions with very tight controls over who could obtain credit. Online payday loan lenders stepped in to fill the void, offering credit to those who needed it.

Online payday loans are provided to individuals on a short-term basis. In order to request a payday loan, you must meet the following requirements:

  • Be 18 years of age or older
  • Possess a valid checking account
  • Prove stable employment over the past month
  • Provide valid contact information, including a working email address

Please note that meeting these requirements does not mean that you will be connected with a lender.

Our online loan request process is quick and convenient.  Complete and submit our loan request form to access our large network of lenders. provides a free service that aims to quickly connect customers with lenders that offer loans that may work for them.  Our network of lenders works with all credit, so you can request a loan even if you have less than perfect credit.   You can get your money as soon as the next business day, if approved.

Online payday loans are small loans meant to aid individuals in overcoming expenses that arise when they are in between paychecks at work. A loan from on of the lenders in the network can range from $100 to $999.

Lenders who provide payday loans must abide by different laws in each U.S. state. For example, some states place a cap on loan amounts and the length of loans; while other states strictly control the fees lenders can charge and do not allow lenders to offer loan renewals.

Borrowers should research their state laws and regulations for personal loans to ensure that they are treated properly.